The Sugar Daddy Podcast
Ready to normalize talking about money? Then welcome to The Sugar Daddy Podcast, where talking about money isn't taboo, and you can leave your past money mistakes at the door! Every episode will get you one step closer to your financial goals. Whether that is learning how to invest, budget, save, retire early or simply make better money choices, Jess & Brandon have got you covered in a way that's easy to understand. Tune in as they demystify the realm of dollars, so it all makes cents, while giving you a glimpse into their relationship with money and each other.
The Norwoods are a married, millennial couple, here to help you build wealth, so you can live the life you've always dreamed of. Brandon is an award winning licensed financial planner, and owner of Oak City Financial, with over a decade of experience and millions of dollars managed for his clients all over the United States.
New episodes published the first three Wednesdays of every month.
The Sugar Daddy Podcast
66: Rip & Rant on the Economy
Buckle up for some big thoughts from Brandon and Jess about today’s economy. From fair wages to taxes and tariffs, this episode packs it in. They tackle hot topics like Social Security and how the government keeps control of its population. Don’t worry, they also leave you with actionable insights on building wealth, balancing intention with action, and taking charge of your financial future.
Watch this episode in video form on YouTube: https://www.youtube.com/channel/UCP55O4Ku4dukHcK0kExhpcA
To apply to be a guest on the show, visit
https://www.thesugardaddypodcast.com/guests/intake/
If you’d like to leave us a question to be answered during future episodes, you can do so at:https://www.speakpipe.com/thesugardaddypodcast
You can email us at: thesugardaddypodcast@gmail.com
Be sure to connect with us on socials @thesugardaddypodcast we are most active on Instagram
Learn more about Brandon and schedule a free 30-minute introductory call with him here: https://www.oakcityfinancial.us
Buy us a coffee: https://buymeacoffee.com/thesugardaddypodcast
Please remember to subscribe, rate, and review.
We are going to start with a little rip and rant, because I always tell Brandon he needs to be creating more content, he needs to be showing his face more on Instagram, on socials, and it's just not his thing. It's not how he operates, but when we're standing in the kitchen, when we're driving in the car, he wants to talk about all the things, and I was like you know what, maybe you don't go on Instagram and make a video, but maybe we record a rip and rant segment where that's what it is. You just rip and rant because you have a lot to say and other people need to hear it.
Speaker 1:Yeah, I mean this is something a little new that we're trying to do because, like she said, she gets on me constantly, all the time, for not showing my face on our Instagram. I do, it's true, but yeah, let's try it out.
Speaker 2:Let's get into it, okay. One of the first things that he has been ripping and ranting about is taxes.
Speaker 1:Yeah, because I feel like every year during elections, taxes is always a big talking point. We're going to lower taxes. We're going to lower taxes In case you guys don't actually know newsflash.
Speaker 2:Taxes are at an all-time low.
Speaker 1:If you look at the past 100 years, taxes are basically at an all-time low.
Speaker 2:So taxes are not the problem, they're not the issue.
Speaker 1:You know, if you can't continue to lower taxes and expect certain programs to improve, because our tax money is what funds all the government programs.
Speaker 2:So then, if it's not the taxes, what is the problem?
Speaker 1:The problem is corporations are not paying people. It's very simple.
Speaker 2:Yeah.
Speaker 1:Due to the cost increase of goods and everything that we pay for. If you look at the increase of that in comparison to the increase of salaries, it's nowhere close.
Speaker 2:It's nowhere close. Well, and the disparity right between the top executives 100%, and then the lowest level of employees, which I know. Other countries have put guardrails in place so that your top executives aren't making 7,000% more than your lowest-paying paid employee. If you go back like 30, 40, 50 years.
Speaker 1:You look at the lowest-paid person at a corporation compared to the CEO and now compare that to today the lowest person, what they make compared to the CEO. It's 1,000x more what the CEOs are making. So it's not a matter of oh, taxes need to be lower so you can keep more of your money. Obviously, we want to keep more of our money, but taxes are at an all-time low. It's not my opinion, it's facts.
Speaker 2:Well, if the federal minimum wage is $7.25 and it hasn't been increased in a bajillion years, and the lowest-paid employee at McDonald's is making $7.25, and the CEO is making $30 million, hello.
Speaker 1:Just say, over the past four or five years. Simply look at how much the average person was making from an income standpoint and then compare it to how much the average CEO was making and see what the increase has been there for the past five years.
Speaker 2:Right.
Speaker 1:While they're saying that profits aren't the same, blah, blah, blah, blah blah. Ceos' salaries continue to increase. Yes, they do, but the average person's salaries are not increasing and even if their salaries quote unquote aren't increasing their overall comp package is increasing.
Speaker 2:Exactly, you know I work in tech and I know our CEO makes well over $30 million a year and that's insanity. Now, obviously, many people not all people at the company, but many people you know do earn high wages, but I'm not making $30 million a year. I wish yeah, I don't know that we would be doing this podcast if I was Probably not.
Speaker 1:Oh, we could, because we have, we would be in Bora Bora.
Speaker 2:Yes, oh yeah, in our over-the-water hut in Bora Bora recording.
Speaker 1:But the thing is, it's like having the conversation about constantly talking about who's going to lower taxes more is simply a distraction from the reality of us not being paid enough from our salaries.
Speaker 2:Yeah, especially. You know we're in an election year and so it's coming up all the time.
Speaker 1:It's stupid because we're arguing with each other about it. We're simply arguing with our peers about taxes when, in reality, we should all collectively be grouping together and demanding more from our employers.
Speaker 2:Demand more. Yeah, absolutely.
Speaker 1:So do me a favor, do me a favor and please look at the historical tax rates for the past 20, 30, 40 years, and I'm gonna even take it a step further the time period that, like you know, a certain demographics talk about make america great again, and the time period that they're really referring to, you know, post-world war ii and reagan era, stuff like that. Look at the highest tax bracket during that time period, right after world war, you know, post-world war I, when, quote-unquote America was thriving, the middle class was creating all that stuff, like the highest marginal tax bracket was like 90%.
Speaker 2:That's insanity, but people were still thriving, right.
Speaker 1:Because they were making more. Yeah, like I said, it's not the taxes that are the issue. Now, obviously, you always want to focus on some aspects of taxes because you want to keep as much money as possible, but you also need to make more money.
Speaker 2:Yeah, we need to make more and the cost of goods needs to stop increasing by 70 times year over year when, again, our wages are not keeping up.
Speaker 1:Like I said, look at how much people are paying for housing as far as like owning a home and also rent, how much that has increased over the past four years, and has that same percentage increase happened for your salary?
Speaker 2:No, it has not All right. Same percentage increase happen for your salary? No, it has not All right. Have you been listening to our podcast and wondering how am I really doing with my money? Am I doing the right things with my investments? Am I on track to reach my financial goals? What could I be doing better? If you answered yes to any of these questions, then it's time for you to reach out to Brandon to schedule your free yes, I said free 30-minute introduction conversation to see how his services could help make you the more confident moneymaker we know you could be. What are you waiting for? It's literally free and at the very least, you'll walk away feeling more empowered and confident about your financial future. Link is in our show notes. Go, schedule your call today.
Speaker 2:That was his rip and rant on taxes, y'all. Okay, let's talk about tariffs and I know this has come up in one of our recent episodes. But talk to us about tariffs and I know this has come up in one of our recent episodes. But talk to us about tariffs and how you feel and why, why you're pissed well, first of all, it's the definition of what a tariff is.
Speaker 1:Tell us, here is a tax on a company that is importing goods from another country. Yeah, all right. So, for example, we're going to use china, because that's the one that always comes up. A company wants to use something that is made in China, so they're importing it to the United States in order to use it. China is not paying that tax. We are the company.
Speaker 2:No, the company, oh, the company, the company that imports it.
Speaker 1:So if it's an American company importing that from China into the United States, the American company is the one paying the tax. China's not paying the tax.
Speaker 2:Yeah, but then if the company is getting charged more, they're going to try to offset that cost. Oh, 100%, and then it comes down to the consumer. Any company.
Speaker 1:It doesn't even matter if we're talking about tariffs. A company's price is based off of their overhead.
Speaker 2:Right.
Speaker 1:So if you're increasing their overhead, that cost is going to be trickled down to the consumer. Yeah, so putting more tariffs on goods, or whatever it may be, is going to simply result in you, as a regular person, consumer, paying more. It's simple. It's not even like a form of contention, if you ask any economists.
Speaker 2:Well, but also what's interesting is, like you know, Trump is like oh, we're going to increase the tariffs. We're going to increase the tariffs Great, it's going to increase what you pay, Right. And then also think about all the things that we are getting from China and other countries. We do not, even when we're trying to be really intentional about buying things made in the United States. That is really difficult.
Speaker 1:Well, the thing is too here's. The thing is that you can buy something that is made in the United States, but it has parts made in another country.
Speaker 2:Yes, exactly so like another country?
Speaker 1:yes, exactly, even though it's an american company and their products are assembled per se in america, they might have parts that come from different countries. Right, therefore, they're paying more for a part that would maybe come from china, and that's going to be trickled down into how much they charge you. It's going to cost more, plain and simple. It's not like it's not. It's not anybody that knows anything anybody that knows anything understands this, understands this principle.
Speaker 1:So like, if you think that that's a good idea to increase tariffs and that's going to somehow hurt china, it doesn't, it's going to hurt the american company, aka trickle down to you as a consumer paying more if you're already complaining we're already paying more on everything you know inflation. This is not the solution right plain and simple and simple. China does not pay the tariff. The company that imports the good is. Who's paying the tariff? Aka, trickle down to you, you're paying the tariff. That's what it boils down to you pay the tariff.
Speaker 2:Yeah, all right. Rip and rant on tariffs. Woo, okay, all right, let's do a rip and rant on another hot topic in our household Social Security and specifically Social Security taxes. Right, all right, because Brandon has a lot of strong feelings, y'all.
Speaker 1:So currently your Social Security is taxed.
Speaker 2:Okay.
Speaker 1:Obviously, I think it's crap that your Social Security is taxed in general because you've already paid taxes on it. But this is how it works and it is what it is at this moment in time. Okay, but for you to listen to any politician to say that currently they're not going to tax Social Security?
Speaker 2:And by any politician, he right now means Donald Trump.
Speaker 1:It's not going to happen. It's not going to happen.
Speaker 2:Because Social Security that is being paid out. Social Security is in trouble right now. Yes, yeah.
Speaker 1:Because Social Security is in trouble because it was never managed properly and currently, what we are paying into Social Security which you would think would be put away for us when we get older and we need it it's not. It's currently funding those individuals who are currently on Social Security and receiving payments.
Speaker 2:And I mean, is it going to? Are we going to have anything left for when we actually want Social Security? Because there's a huge chunk of my paycheck that comes out for Social Security. I don't know Every paycheck and I don't feel like I'm going to have access to that money because it's going to be gone.
Speaker 1:So you know, when I do the planning with clients, I don't factor in Social Security.
Speaker 2:Right, it would be a nice icing on the cake.
Speaker 1:Yes, but I don't plan it as part of the? I don't include it as part of the plan. And the thing is that you would think that, with that large population in that generation, that it would continue that growth, when actually people have stopped having children. It's decreased and that's for a whole. Nother rip and rant, but you have more people taking it right now than what's actually currently kind of going into the going into it aka, it's going to run out exactly right now it's.
Speaker 1:It's 2035, I think, is like what they're estimating. It would be exhausted. Now, obviously, they have to do something to prevent that from occurring, because all hell would break loose if people didn't get their social security, because majority of people that are on social security, they are dependent upon that to live and if they don't have it, they will not be able to, uh, take care of their monthly bills. Yeah, but you, you can't't say that, hey, we have a failing program and what's currently helping to fund it? We're going to pull that away and taxes are helping to fund that program. So we're already failing, but let's go ahead and take away another revenue stream that's going into that. Yeah, it's not feasible.
Speaker 2:All right. So another thing we're not going to be able to do.
Speaker 1:The thing is that people need to take a step back and not just listen to what politicians say.
Speaker 2:They also need to figure out. Hey, is this even you should never listen to just what politicians say without doing research, Right?
Speaker 1:Oh, I would love it's like a positive. It's like, oh, we're going to give everybody a million dollars. Yeah, I would love that. Where the hell is that money going to come?
Speaker 2:from Pause and think. Use your brain and think about like it sounds great. We know people are not using their brains. It sounds great.
Speaker 1:But is this feasible? Because, like I said, I'm going to jump to the other side also Because, like even with student loan debt forgiveness I've always said that's a great idea, never going to happen.
Speaker 2:Yeah. I've always said this Because it's just, it's not feasible in the way that they're saying it. Well, I love that. The government clearly is, you know, trillions and trillions and trillions of dollars in debt, but they're over here handing out credit scores and shutting down programs that help people and it's like, okay, can you do what you're supposed to? Because you are not managing our money that you take out of every single paycheck that we get, correctly.
Speaker 1:I mean budgeting 101. Right Budgeting 101, budgeting 101. Right Budgeting 101.
Speaker 2:Have a balanced budget. Have we ever. No, it's insane.
Speaker 1:I mean at one point I can't say there have been points in time in history where we actually have had a surplus, but that quickly went away.
Speaker 2:How many points in history I?
Speaker 1:mean in our modern time of us being alive and really being able able to vote. I wasn't able to vote during this time period, but during Clinton's time frame there was a surplus.
Speaker 2:Okay, and that was ages ago at this point.
Speaker 1:Yeah, Obviously we weren't able to vote for that.
Speaker 2:Yeah, okay. So that is a rip and rant on Social Security, and if you are thinking about your Social Security as you're getting a payout when it's time for us to retire, you need to take that out of your plan, because right now that money is not existing.
Speaker 1:Like I said, I hope that in some form that it's there, but I definitely wouldn't bank, I don't build it into a plan. If it's there extra Bonus, great, but if not, you're good to go, okay.
Speaker 2:Let's do a rip and rant on one of your other favorite topics, which is how the government wants to keep you broke and scared. A rip and rant on one of your other favorite topics, which is how the government wants to keep you broke and scared and uneducated. That's a big one. Talk about it, baby. I always say that.
Speaker 1:At least I'm going to speak specifically about the United States. The United States has the infrastructure and even though we're quote-unquote in a deficit, we have the money to fix a lot of the problems that plague so many people. But they don't want to. It's plain and simple, and once you understand that and process that, you can move through life much easier. Because you're always like, oh, the government's going to save me, the government's going to do this, the government's great. I think people are realizing that obviously that's not the case?
Speaker 2:Yeah, because like Nobody, hey newsflash, nobody's coming to save you, no.
Speaker 1:Nobody, Because the problem is that most people think that a lot of the systems in the United States aren't working are failing. They're not.
Speaker 2:They're working exactly how those intended them to work Exactly, and that's the sad part, because they are not set up to make us successful. No, that's not the point, not at all, and that's the sad part. But when people don't realize that, when you are thinking like, oh, this program is going to save me, this thing is going to save me.
Speaker 1:No, baby girl, it's not here's. The reality is that in order to have the 1%, you have to have the other 99%. That's not there. That's how it works. Yeah, and also.
Speaker 2:And there's that sense of control right. What is the government trying to do?
Speaker 1:It's easier to control people when they're uneducated and scared.
Speaker 2:And poor.
Speaker 1:And poor. Uneducated, scared and poor, If you're so busy worrying about where your next meal is going to come from. You're living paycheck to paycheck. You're worried about am I going to have a roof over my head tomorrow? You don't have time to think about all the other things that the government's doing.
Speaker 2:Right.
Speaker 1:It's plain and simple.
Speaker 2:It's done on purpose Because you're focused on your immediate needs and you're not in those situations you don't have the capacity to be like ooh, I should put my money in a high yield savings account. I should be investing, because social security is going to run out by the time. I should be able to cash in on it also fear um.
Speaker 1:You have a higher reaction to fear than you do to happiness yes, oh, that's why they always want to keep people in fear. It's always a fear of this, a fear of that, a fear of that, and that's how they control people well, and it's easier to control someone that's fearful. Think of the person who isn't scared of anything.
Speaker 2:Right. They're like whatever they live in life, nothing to lose, live in the best life, not worried about anything.
Speaker 1:That's the person you can't control.
Speaker 2:Yeah.
Speaker 1:As compared to somebody that has money issues. They're fearful of this, they're fearful of that. That's an easy person to control.
Speaker 2:And well, control, in a way manipulate, but I was also going to say it allows the government to keep us distracted. Oh yeah, Right.
Speaker 1:Also, the thing is too is that, like I said, it's also the education piece? Yes, I mean, if you just look at history, education has always been a tool that they had tried to take away from you in order to control you. Yes, throughout history. There's a reason why, during Nazi Germany, they burned books. Yep been a tool that they had tried to take away from you in order to control you throughout history.
Speaker 1:There's a reason why, during nazi germany, they burn books yep it's showing like history has shown you exactly what has happened, but we still refuse to acknowledge it. And right now we are going through a period of time where, if you look at this I'm not saying that so and so is hitler, and that's not what I'm saying but if you look at what happened leading up to World War II with Nazi Germany and some of the things they did, it is mirroring literally what we are doing right now in the United States. You can get mad at me and say that I'm being extreme. I'm a history person. Look it up.
Speaker 2:Yeah, the fact that we are trying to get rid of all these books and the public education system, defund the department of education. That is terrifying. Where are all of these kids in public schools supposed to go? Exactly what is going to happen to the parents who are already struggling and working, and let's call it what it is public education for some is child care. What are they going to do when there's no more schools for their kids to go?
Speaker 1:to. That's a problem Also. The thing is too. You need to think about it this way. All right, they're also not stating that they have something to replace it.
Speaker 2:There are no replacements.
Speaker 1:I have not heard anybody say hey we are going to get rid of the Department of Education and this is what we're going to replace it with. I've yet to hear that, and if you found that information, please, we're going to replace it with. I've yet to hear that, and if you found that information, please send it our way. All I hear is we're going to get rid of this, we're going to get rid of that, we're going to get rid of this. No plans of what they do to replace it, because, guess what?
Speaker 2:They probably don't have a plan to replace it, it's not to benefit you. Yeah, unbelievable. That is truly terrifying, really really terrifying, and this is coming from.
Speaker 1:you know, jess was a teacher for seven years. My mom was an educator for over 30 years, so like this is something that we are definitely passionate about.
Speaker 2:Our kids go to public school. We believe in public school education. We believe in teachers. Teachers should be paid more, all the things. That is our stance Absolutely All right. We're going to rip and rant about people who sign up for courses, never take the courses, buy the books, never read the books, buy the audio book, never listen to the audio book, people who are not taking action even though deep down, they want to change their situation. What is your rip and rant on? People who are not taking action to actually improve their situation?
Speaker 1:So my personal take is that I think everyone that does that has nothing but the best intentions. Honestly, Good intentions. They have great intentions on what they want to do. It's just a matter of one. Life gets in the way. Yep so we are just busy, inundated with so many other things that we need to do.
Speaker 2:And that just kind of gets pushed to the way back. But does it get pushed to the way back? Because it's not technically a priority, because people make time for what?
Speaker 1:is important to them. I do. I think people have, like I said, best intentions, but it's. There was things that I can do it later I can do it later. I can do it later. I can do it, and later never comes yeah and I'm not knocking anybody, because we've all done this in certain aspects, but I also think 99% of people need someone to hold their hand and guide them through the process.
Speaker 2:Yeah, and hold them accountable, and hold them accountable.
Speaker 1:And I think also I think there's a lot of reasons why people don't want to work with an individual is because they're not fully vested in actually doing the action. Oh, so they don't want the accountability partner, they don't want the accountability, because they don't want to let down the person and then be judged for not doing it.
Speaker 2:Oh Well, it's like, you know, you sign up to do a gym class with a buddy and it's like, oh, I really don't want to work out at 530 in the morning, right, I already said, but I don't want to disappoint, so-and-so, so I'm going to show up, yes. Yeah, like you know, you don't reach out to me or you don't want to work with me, because then you know I'm gonna force you to do the work.
Speaker 1:Yeah, well also you're paying for it. So like, do you? How do you feel about people you don't think, okay, that's I think that people don't, they're not fully committed, and it's easy to say that, it's easy to like, trick yourself in the mind like I bought a course, I'm committed yeah how many?
Speaker 2:of course, you're not many people that, like, reach out to you, that have that initial consult, and then you're like and they say, I want to move forward in the process and you send them the next step in the process and then you never hear from them again.
Speaker 1:Oh, that's the bulk majority.
Speaker 2:Wow.
Speaker 1:I provide the free consultation and I'm like, hey, you know, the next step isn't even cost you anything. The next step is me getting more information about your situation.
Speaker 2:It's just taking the action and filling out the information. Taking the action to fill out a form to give me your information. How long does the form take?
Speaker 1:Form takes. I've seen people do it in 15, 20 minutes.
Speaker 2:Yeah. So if you are dedicated and you're like, okay, I'm going to set aside 20 minutes to get this done, I said I wanted Brandon's help. I'm going to saying the majority of people don't even make it to that step. Correct, they made it to the step of I want the consults, but then that's where it falls off.
Speaker 1:Why I? It's well, one, like I said, I think, is it putting the numbers on paper. Change is hard for people. Yeah change is hard. Change is hard for people and also when your finances. You become vulnerable Very and even though I say this's a judge free zone, but we've all made mistakes and some people are like I don't want to show them my mistakes, or people try to wait till they're perfect to come to me.
Speaker 1:Oh yeah, but that doesn't make sense because you don't go to the trainer to get after you've already got the six pack. That doesn't make sense I'm not judging you, because I've made mistakes as well, and I'm going to make mistakes in the future yeah but you people need to be real with themselves. I'm not knocking horses because there are 100% great horses out there and there are people that are 100%. I'm going to do this.
Speaker 2:Yeah.
Speaker 1:But that is not, from my experience, the bulk majority of people.
Speaker 2:I would much rather be like hey, I'm going to meet with Brandon every week for six weeks to get my shit together and get it done, than a horse.
Speaker 1:I always say the first thing that people need to realize is be real with who you are as a person.
Speaker 2:Yeah, Are person. Yeah, Are you actually going to? Are you disciplined?
Speaker 1:enough to do it, or do you need somebody to hold your hand? Majority of people are not, which is why majority of people would be much better served working with someone that's going to hold their hand and walk them through the process.
Speaker 2:Hold them accountable.
Speaker 1:Hold them accountable because, let's just say, hypothetically, you bought a course a year ago and you haven't done anything of it. Imagine if you'd been working with me for a year. Oh my gosh, the progress you could have had. You're just delaying that progress.
Speaker 2:That's a great call out Well. And two, I think, that self pace again with our busy lives for me, that self paced thing, that doesn't work for me right now Because, again, like you said at the beginning, oh, I can just do it tomorrow, I can just do it the next day, I can just do it next week. Oh, next week I definitely will schedule some time, whereas if I had an appointment with somebody, I don't want to let them down. I've already paid. I want to make sure that I'm getting my value. And, yeah, finances are intimidating Sometimes people think money is hard, et cetera, et cetera.
Speaker 1:Why don't you just take that leap and have somebody hold your hand through the process and this might sound mean or whatever, but I know some people are always like, oh, I'm going gonna reach out to you, I'm gonna reach out to you. Stop telling me that if you're not gonna reach out to me, because in all honesty it doesn't hurt my feelings, doesn't make me feel bad, because I'm still gonna. I'm still gonna make sure our finances are straight right. It's you that's missing out.
Speaker 2:We got our wills, we got our trust, we got our bank accounts.
Speaker 1:You gotta reach out to me if you don't like, keep saying it to me. All you want, it doesn't change if you haven't done it Right? So, like, instead of telling me you're going to reach out to me, just reach out to me or don't say anything.
Speaker 2:Act or keep it moving, y'all. I'm just being honest.
Speaker 1:And I'm telling you because when I hear people say it to me, I'm like okay, bullshit, that's what I think in my head. I'm like I'll believe it when I see it. Right, honestly when, because most people who I work with didn't say they were going to reach out to me. They just reached out to me, right? They didn't preface it beforehand.
Speaker 2:I wonder how many people, percentage-wise, say I'm going to reach out to you, I've been meaning to reach out to you, oh yeah, I need to schedule something, and then you don't hear from them.
Speaker 1:A majority.
Speaker 2:Yeah, wow. See, I told y'all he's got a lot a new segment we're doing because he loves this. This is what we talk about when.
Speaker 1:I'm cooking dinner. This is me at home.
Speaker 2:Unloading the dishwasher, getting the kids in the bathtub. These are our conversations, so y'all need to just hear them, because they're good. They're good.
Speaker 1:Let us know what you think about it.
Speaker 2:Send us your topics, the good and the bad, Don't forget. Benjamin Franklin said an investment in knowledge pays the best interest. You just got paid. Until next time. Sugar Daddy Podcast, yo Learn how to make them pockets grow Financial freedom's where we go.
Speaker 2:Smart investments money flow. Thanks for listening to today's episode. We are so glad to have you as part of our Sugar Daddy community. If you learned something today, please remember to subscribe, rate, review and share this episode with your friends, family and extended network. Don't forget to connect with us on social media. At the Sugar Daddy Podcast, you can also email us your questions you want us to answer for our Pass the Sugar segments at thesugardaddypodcast at gmailcom or leave us a voicemail through our Instagram.
Speaker 1:Our content is intended to be used, and must be used, for informational purposes only. It is very important to do your own analysis before making any investment based upon your own personal circumstances. You should take independent financial advice from a licensed professional in connection with or independently research and verify any information you find in our podcast and wish to rely upon, whether for the purpose of making an investment decision or otherwise.
