The Sugar Daddy Podcast
Ready to normalize talking about money? Then welcome to The Sugar Daddy Podcast. Every episode will get you one step closer to your financial goals. Whether that is learning how to invest, budget, save, retire early or simply make better money choices, Jess & Brandon have got you covered in a way that's easy to understand, and easy to implement. Tune in as they demystify the realm of dollars, so it all makes cents, while giving you a glimpse into their relationship with money and each other.
Brandon is an award winning licensed financial planner, and owner of Oak City Financial, with over a decade of experience and millions of dollars managed for his clients all over the United States.
New episodes published the first three Wednesdays of every month.
The Sugar Daddy Podcast
89: Money and Mental Health: How Finances can Affect Your Wellbeing
May is Mental Health Awareness Month—and Jess and Brandon are talking about one of the biggest, most ignored triggers of anxiety and depression: money stress. Financial pressure doesn’t just hurt your bank account—it hijacks your sleep, your self-worth, and your ability to think clearly.
In this episode, they unpack the debt-stress spiral, why even high earners aren’t immune, and how shame keeps so many people silently suffering. If you’ve ever avoided your account balance or felt like you’re failing at “adulting,” this one’s for you.
Money problems aren’t a character flaw—and support is available. Let’s talk about what healing actually looks like.
Visit prenups.com/sugardaddy to learn more about fair prenups that help couples plan for a healthy financial relationship.
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Speaker 1:Slash sugardaddy to learn more. That's prenupscom. Backslash sugardaddy and get the prenup that helps you stay married. Already married? No worries, they do postnuptial agreements too. That's what Brandon and I did after eight years of marriage. They do postnuptial agreements too. That's what Brandon and I did after eight years of marriage. Today's episode is for anyone feeling overwhelmed by debt, struggling with money shame and craving a judgment-free conversation about how financial pressure affects our mental health. We are going to explore a two-way relationship between debt and depression and challenge the shame that keeps people financially and emotionally stuck. We definitely want to offer you both a mindset shift and actionable steps to help you start breaking free.
Speaker 2:Hey babe, what are we talking about today?
Speaker 1:Well, it is Mental Health Awareness Month and we're going to be talking about the money and the mental today.
Speaker 2:Yes, yes, may is Mental Health Awareness Month and, thankfully, over the past few years, there definitely has been a push for being more open and talking about mental health struggles that you know individuals may be having. And when it comes to your money, those two can definitely, you know, intertwine.
Speaker 1:Yeah, absolutely. I think there is a lot of mental space that is taken up by money problems, money shame, money guilt, money plans Really, I mean just anything that touches money could be very mentally draining and exhausting and triggering for many people.
Speaker 2:Yeah, I would definitely say that money is a stress inducer, unfortunately, for a lot of people, and when you don't address it properly, then it's just. It filters into every other aspect of your life, as far as how you're going to interact with your spouse, how you interact with your kids, how you interact with your friends, how you interact at work. So it is definitely something very important that does need to be addressed, and I don't think, when it comes to we think about mental health in so many different aspects. I don't think we often think about it in relationship to money.
Speaker 1:Right, even though think about it. I mean I have friends in my circle who you know, make a great income, are high earners, but maybe they have student loan debts, maybe they have moved a parent in. You know, some people have teenagers, but also young kids, and then maybe even college age kids who you know they've taken on their, their kids, student loans. That's, you know, a landscape in itself right now. That is just, I mean, that's mentally draining, because who can even keep up with all the different like repayment plans and all the things going on. I mean there's just so much that occupies our mental space, that touches money and honestly I know it's keeping them up at night. And I think if you're listening to this episode today, you're not alone. I think that normalizing the conversation which is why we started the podcast in the first place, is the best place to start, but also digging in and figuring out, you know, not only why do you feel the way you feel, but how can we come out from this?
Speaker 2:I mean, I agree with everything you said. I also do want to preface that we are not professionals within the mental health space. No, we are not psychiatrists, therapists, counselors none of that none of the above we're more or less talking about just from our own personal experience, and then, obviously, we do have experience within the financial realm area to speak on that aspect.
Speaker 1:Yeah, but really today's conversation is going to be around the common debts that most of us have some sort of experience. When you're thinking about student loans, credit cards, medical debts, lifestyle creep, I mean, I have student loans. I had shoulder surgery last year. Now Brandon tore his Achilles, so now we're dealing with that. We found out was it yesterday, I think that are out of pocket for you is $9,000. I mean, like it's just all so much, even when I know that we're doing fine. You know you could always be doing better. There's always we always want to save more money. You know we had plans for my bonus.
Speaker 1:Now Brandon got hurt. Now we're getting a tax refund we weren't expecting, which is such a blessing, but now we're having to have the conversation of OK, well, how, how do we make the most strategic decision? So even when you're in a good place quote, unquote, good place with money, it still takes a lot of our mental space. It still is something that we talk about all the time because we're trying to be strategic, we're trying to be smart, we're trying not to mess up, we're trying to set ourselves up for our future and plan for retirement and all the things and I'll be honest, it keeps me up at night, you know, even if you're thinking about miles and points and how to get the best bang for your buck when it comes to your vacation and your flights. And it's all draining and it's all a lot mentally.
Speaker 2:All right, real quick. I want to speak to the person listening who feels like they can't work with a financial planner yet because they're carrying a lot of debt. First of all, I see you and I need you to know. You're not broken, you're not behind, you're just in a tough season. I created something just for you because I've had people reach out who are serious about changing their money story. But the full financial planning package just wasn't the right fit yet.
Speaker 2:So I built a new service through Oak City Financial that's focused completely on debt reduction no fluff, no shame. You'll get a one-time planning session, a personalized payoff strategy, your own financial dashboard and monthly coaching. If you want extra support while you climb out, it's $300 to get started in, a hundred dollars a month. If you want that ongoing guidance, that's it. This is about helping you get unstuck, not making you feel like you failed. If this sounds like what you've been needing, go ahead and schedule a call with me. The link is in the show notes. Let's take the first step together. Let's take the first step together. Yeah, I said that on, and then also you got to think about it too. It's on top of everything else that's going on in the world right now, you know, especially with technology, we are so inundated with so much negative information on a regular basis that sometimes I feel like it's hard to come up and breathe because yes unfortunately.
Speaker 2:I mean, I found myself kind of in the same rut sometimes. Is that with the algorithm that happens with social media? You want to be aware of what's going on in the world and you're looking through that information. But then also, what then happens is is that now that information is all in your algorithm? So that seems?
Speaker 1:you can't get away from it. You can't get away from it.
Speaker 2:So you're trying to scroll, maybe just to like, have some mindless entertainment, but you're still being inundated with all that negative information. And, like I said, it's a hard balance because, especially, like you know, for Justin and I, as people of color, we have to stay informed but at the same time, staying informed can also put you in a bad mental health space. Staying informed can also put you in a bad mental health space.
Speaker 1:Yeah, you have to set your boundaries. I mean, a few years ago we were not in a good place mentally.
Speaker 2:During the pandemic with CNN.
Speaker 1:Yeah, we were just watching way we were consuming way too much news. None of it was positive, I mean, it was on all the time. It was just not good, so we had to set some boundaries. I've been setting some boundaries, but I think one of the important things to to call out is that your mental state when it comes to your money, is not just emotions, right, it's not just I feel bad, I feel anxious. I feel this.
Speaker 1:I feel that it is based on your circumstance, and sometimes our circumstances are self induced, and other times they are just what they are. They are circumstances, they are products of your environment. And sometimes you know we get into debt because we didn't have a choice, and so that is something that I think is really important to acknowledge too that sometimes it is just based on our circumstance and hopefully we can change the circumstance to get us out of that debt depression loop, right where that chronic financial stress, you know, is causing not only the emotional part of that mental fatigue, but also, I mean we know that it can lead to depression and anxiety, and you know your cortisol levels are not regulated, which causes a whole other influx of problems. I mean it really is a loop that we need to be aware of and that we need to be mindful of.
Speaker 2:Yeah, I mean it's referred to as the debt depression loop, where you know you kind of get to a point where you are in debt, so you're having, you know the issues in regards to being able to pay off debt, whether that's student loan, debt, credit card debt, whatever it may be but then that being in debt kind of leads to the feeling of being overwhelmed, which I think most people can are familiar with.
Speaker 1:Guilty. I feel overwhelmed all the time.
Speaker 2:And then, unfortunately, what happens? When you're overwhelmed, you start to feel as though you can't do anything about it. So, therefore, you just simply avoid the problem altogether. And, as we've discussed numerous times before, avoiding the problem doesn't fix a problem. It just simply leads to making the problem actually worse.
Speaker 1:So that's like you're letting your bills pile up, you're not checking your mail, you're afraid to log into your bank accounts. You don't want to have that conversation maybe with your partner or spouse to say it's time for a money meeting, we've got to sit down and look at these numbers. So that's that avoidance. Yeah.
Speaker 2:And then, since you're avoiding it and the problem is getting worse, that leads to you feeling even more like a quote unquote failure, because this problem is not being fixed, it's getting worse.
Speaker 1:Yeah.
Speaker 2:And once that starts to kick in, that's when your depression, anxiety and stuff of that nature starts to increase.
Speaker 1:Well, and then on top of that, it kind of has that snowball effect, because if you're not opening your bills, you're not checking your accounts no-transcript.
Speaker 2:So it's not just a matter of you know your mental well-being. It starts to affect your body physically, in the sense of you know you start to not be able to sleep.
Speaker 1:And we know you can't. If you are not getting proper sleep, everything else is going to fall apart.
Speaker 2:Cause. Normally, I can tell you, I'm the type of person where I normally sleep very well.
Speaker 1:His head hits the pillow and he's done.
Speaker 2:And the few times in my life that I've had issues sleeping. It is very apparent to Jess when that happens, because I am not the same person, so I can only imagine for other people. You know the same thing.
Speaker 1:Yeah, as somebody myself who sleeps next to a great sleeper, I'm here to tell you it is enraging and infuriating, because I'm one of those people. It takes me a very long time, sometimes hours, to actually fall asleep. And so to be next to Brandon who like literally his head hits the pillow and he's snoring like mid sentence, it just like enrages me. So a lack of sleep if he doesn't get his proper sleep he turns into like this zombie. That's like completely incoherent. But yeah, bad sleep, poor sleep, I mean all of that. That just makes everything else, it compounds, it makes it all worse.
Speaker 2:And the thing is is that I honestly would say that people who maybe have higher education, higher degrees, higher earning jobs, this actually tends to hit them the worst.
Speaker 1:Yeah, because you feel, oh, you're getting because you feel like I'm smart. I should know this, I should have known better, I should have done better. You feel like I'm smart, I should know this, I should have known better, I should have done better. And then you take on a lot of that guilt that really you probably don't need to take on.
Speaker 2:Yeah, if you grew up in maybe a lower socioeconomic level, where these things were not introduced into your family, you maybe didn't go to college, didn't have a lot of quote unquote formal education to think that you should learn this information, it may not hit you as hard as compared to someone that maybe is not a doctor, an attorney. They're like I'm smart, you know, I've went to school.
Speaker 1:Has advanced degrees.
Speaker 2:Advanced degrees. You know I make a good amount of money. Like I should know this, I should understand this, and the reality is that you need to get rid of that thought process because just because, for example, let's just use a doctor, Just because you went to med school last time I checked, obviously I've never been to med school but I don't think they had any courses in med school.
Speaker 1:On finances, yeah, I mean, I think if you surveyed your circle of friends unless you were a finance major who has taken, in high school or college, a finance course, and by finance, right, like I'm not talking about economics, right, like there's very few reasons in college to take those kinds of classes Personal finance, budgeting, saving interest rates, apr versus APY, how to pick your health plan, right, the things that we should have taken instead of music appreciation no offense to music appreciation, I mean we did not have that in school, we didn't have it in in our, you know, elementary, middle school or high school years, and then even in college.
Speaker 1:So, yes, you are educated, you are smart in your area. Why are you putting so much pressure on yourself to feel like you should know better? Why, because nobody taught you. And I think it's especially difficult for people in their families who are the one right, the only, the person who made it, the person that got out, the person who has technically changed their social class from where they came from and I have a lot of people in my circle. They were the first to go to college, first to get advanced degrees, first to have the big house, the nice car, the fabulous vacations that is. You feel that pressure differently when you're the first, the one who made it.
Speaker 2:I would also say, too, is that, for those individuals, switching your socioeconomic class is one of the hardest things to it. I would also say, too, is that, for those individuals, switching your socioeconomic class is one of the hardest things to do. Because the majority of people, the socioeconomic classes you're born into, is the one that you die in.
Speaker 1:Yeah, but then also think about the added financial burden that often comes with being the person that made it, because now you're picking up the bill, you're being told well, you've got it, why can't you pay for this? You're the one covering those unexpected expenses because maybe those family members didn't have an emergency fund. Like there's a lot of pressure and responsibility that comes with it. I mean, look at professional athletes.
Speaker 2:That's where I was about to go.
Speaker 1:Okay, you can go on your. I mean, we see it all the time, right?
Speaker 2:I was going to say that I think a lot of people have a misperception of why professional athletes quote unquote go broke when they get out of the league. Now, obviously some of it does come from bad financial decisions, but in all honesty, that's not the bulk of it. The bulk of it is a lack of financial literacy. So, for example, you get your paycheck but then you don't realize how much in taxes are going to come out. And then also, you know professional athletes have very complicated tax situations because they're taxed in various states, and then on top of that you have to pay your agent, attorneys, all those things. So they don't understand how much money is going to come out.
Speaker 2:But then also, often, like you said, they are the first person in their family that's made it, so now they become financially responsible for everyone else in their family. And the pressure that can come with feeling as though you have to take care of your parents, your siblings, extended family, stuff of that nature I cannot imagine. I've never been in that scenario where I feel as though I have to take care of especially people that are older than you. That's a hard one, so I can imagine the stress, anxiety and even depression that comes along with that responsibility.
Speaker 1:Sometimes yeah, and I don't want to get any of these facts wrong, but I have heard that LeBron James has basically tried to avoid, or has avoided, this kind of problem that you just described by keeping his circle of people close but also putting them through college so they all have master's degrees and MBAs, because he wanted them to learn the financial and business, super Bowl, all the things. And he talked about his kind of reckless spending. You know, instantly went out, bought the G-Wagon and the Range Rover and the this and the that. And you know, definitely, looking back now hindsight is 2020, would not have made those decisions again, but being the first, being the only, being the one who made it, that just comes with its own set of pressures you are correct about lebron james.
Speaker 2:He definitely did put you know some of his friends that he grew up with, help put them you know, like I said, get an nba, stuff of that nature. So they're part of his team. So one he has people around him that he can trust. He can trust then also they're, you know they're working and bringing in their own income so he doesn't have to put the bill.
Speaker 1:you know, yeah, but the like I said.
Speaker 2:The hard thing is is that we do want to look for ways to try and break that cycle, and the number one way that you can start with is that you have to forgive yourself, like for what you don't know, for any errors that you made in the past and, in all honesty, for any errors that you are going to potentially make in the future, because even once you do start to improve your financial literacy and you get better at managing your money overall, you're going to make mistakes. I'm just explaining that, and as plain as I can, because as a financial advisor, I'm going to make mistakes. I know that there's going to be things that I think are, you know, good things that we should do, and it turns out they're not. So you have to be able to forgive yourself for those mistakes, learn from them, move forward and do your best to not, you know, do them again in the future.
Speaker 1:Right. I think one thing, because it's easier said than done, like, oh, just forgive yourself. I mean, if it was that easy, everybody would do it. But I think there's a shift that needs to happen from blaming yourself to figuring out why you feel a certain way and shifting into that curious mindset of how did I get myself in this situation? How did this happen? How did it get so bad? So, instead of saying things like, well, why am I like this, ask yourself you know, what is this behavior trying to protect me from? Or what behavior in the past has led me to the circumstance that I'm in now, and really switching to a curious mindset. Because, just like in our dream framework, we have to understand where our feelings about money come from. They come from somewhere. They come from privilege, they come from trauma, they come from past mistakes. They're coming from somewhere. So, getting curious and really figuring out and finding out why do you feel the way you feel about the money, what is this feeling trying to protect you from? I think is a good place to start, instead of saying why am I like this? Why am I bad with money.
Speaker 1:One thing it reminds me of is I grew up saying I'm not good, I'm not good at math. I've said that my whole life. My mom still says it to this day, and one thing that we do not say in this house is I'm not good at math. We don't say it, right, even if we put a, I'm not good at math yet, or I'm not good at addition yet, right? We're trying to reframe things for our children so that they don't start internalizing things that you can work on. You can be good at math. You will be good at math. I am good at math, and that reframe is something that's in my head all the time, because I grew up saying things like that. And if you're one of those people who's saying like I'm bad with money, stop saying that You're not bad with money. You have not learned about money. You have not been educated about money. You didn't have the tools and resources to learn about money.
Speaker 2:Reframe and I want to speak to the fellows on this one especially, also because I think we are new to the whole mental health aspect, where there's just now really starting to talk about and encourage men to talk about their feelings and the struggles they've had with mental health. And when it comes to money aspects, I know that that is an identity for a lot of men when it comes to being in a relationship. Is that where does? What is my role in the relationship? And my main role is to be the provider, and by provider they think more monetarily.
Speaker 2:When there's I think there's so many other ways to be a provider within a relationship, but we primarily think about it from a monetary standpoint. And in these given scenarios, where you are in debt, you maybe aren't making the amount of money that you would like to make, you feel as though you can't adequately provide for your family, you don't have the financial literacy to help out that, you start to internalize that and that just mounts on top of itself and it just multiplies and it's just a negative thing overall. So, as a man all the men out there you need to, you know, get rid of this shame of talking about your emotions and expressing that you're not in a good mental space and you need help.
Speaker 2:I think, as men, we have a hard time asking for help, and I think in these scenarios you need help, and so if you have a partner, that you're with friends, family, whatever it may be you need to feel comfortable speaking to them about these things.
Speaker 1:I think too, recognizing that, like financial traumas, financial burdens, they are real, that you're not lazy, you're not broken. This is not something that has to be permanent. I've spoken about this on many of our episodes, but my college graduation gift was my parents paying off my credit card that I racked up to $10,000. And it was. I didn't buy anything lavish, I didn't buy anything big, but I, my habits were swipe, swipe, swipe I'll figure it out later and that's something that I've had to learn, and I know we always joke about wants versus need. Well, I wanted and needed a lot, okay, so you know, this is not me coming from a place of like I've done everything perfectly and no, I've had to learn the hard lessons. Same with me, I've had to learn them as well is, you know, start by giving yourself grace, start by communicating, especially if you are in a partnership, because the reality is is, if you're carrying this burden, your partner is carrying it as well, and so, being honest, being vulnerable, like Brandon just spoke about, I think, is really important, and you have to forgive yourself from how you got there and start with small steps. You have to start small. This is and we talk about this on the pod all the time too. It's not.
Speaker 1:Hey, I need to save $100,000. You need to start by saving $5. Yeah, you know, like if you've been stacking your your mail and you're scared to open it. I'm going to open five letters today and I'm going to see what they say. I'm going to log into my savings account, my checking account. I'm going to consolidate all of my 401ks that I've been putting off. Consolidating Like it can be a small thing, but decide on one thing to do. You could decide to do it every day, once a week. Don't overwhelm yourself and stick to it.
Speaker 2:Yeah, long-term progress is simply a composition of small intermediate progress. That's really all it is Like. Think about it, if you're running if you're running a mile a mile. It consists of just steps after step. So you focusing on? I think what happens is sometimes people want they may be in, like, for example, they may be in so much debt and they'll just focus on the overall number say $20,000 in debt, and they're just focused on the $20,000 number, and that's what paralyzes them from doing anything.
Speaker 2:It's like no, let's focus on the month by month payment and make sure that we're paying the minimums, in addition to seeing if we could free up any more additional money. So, doing those small things step-by-step, like, just focus on one thing. Like, for example, if you've been avoiding even just simply opening your bills or looking at them online, take that one step open the bill, hop onto online, look at that bill and actually really see what it is the amount that you have to deal with. So just do one step at a time.
Speaker 1:Yeah, I think too, putting little things in place to help you stay accountable. So you know, putting it on your calendar, putting an alert on your phone, hey, I'm gonna open my bills at 6pm tonight, or I need to move $5 into my savings account, or, better yet, I'm going to automate a $5 move from my checking to my savings. You know, on a weekly basis or bi weekly basis, whatever that might look like, whatever it is that you are trying to tackle or that you know you need to start tackling, put processes in place to help you stay accountable. To make it easier so that you don't what?
Speaker 1:What I think is really important here is it's easy to disappoint ourselves, right, and so that feeds back into I'm lazy, I'm bad with money, I can't do this. So it goes back into that loop where you're just going to get stuck. So set yourself up for success, automate things, schedule things, be really intentional so that you can't say, oh, I was supposed to move $5. And I forgot, put it in your calendar. And then, right then, and there, you move that $5. And then the next week you set up the automation so that you don't have to have the calendar invite, do something small.
Speaker 2:Yeah, the idea here is to reduce friction, make things in life as easy as possible for you to succeed and I'm huge on that with my clients you do need to understand who you are as a person and there are things about you that you can change and there are going to be other things that are just going to be a little bit harder. So those things are a little bit harder to change. Let's go ahead and put these processes in place to make it as easy as possible for you to actually be successful.
Speaker 1:Yeah, absolutely, we've talked about this as well. You know, spreadsheets, budgeting tools, making sure maybe we're using a debt reduction calculator to, instead of feeling overwhelmed hey, I have $20,000 to pay off, I have $80,000 to pay off. Well, we're going to do that $1 at a time. We're going to do it $10 at a time. So, using those calculators and again those tools can help you put a strategy or plan in place. And again, it's okay to ask for help.
Speaker 1:So if you know I'm not going to be able to do this on my own, or I've tried to do this on my own for the last year, three years, five years, eight years, whatever it might be and you have the opportunity to reach out for help and talk to a Brandon, you know you obviously could reach out to Brandon or someone like Brandon If you need a little bit of handholding, a little guidance, a little reassurance, a little sense of community encouragement, get help, do that right. It's no different than getting a trainer, getting a regular therapist working with a physical therapist. We work with experts all the time to get us the places we want to go. I mean, think about you go see a hairdresser because you're not cutting your own hair. That's you getting help. Could you cut your own hair? Sure, is it going to turn out great.
Speaker 2:I don't have that issue, probably not.
Speaker 1:But we need to also reframe like oh, asking for help, getting help, getting support. Or even I'll take it a step further paying for support Right, if it's going to help you get out of debt, if it's going to cut that time down, yeah, you can do it by yourself, but it's going to take you five years If you work with somebody else. Maybe it's only two, maybe it's one.
Speaker 2:And also there are now financial therapists.
Speaker 1:Yes, maybe it's only two, maybe it's one, and also there are now financial therapists. Yes, we're going to have two on the podcast later this year and I'm very excited because they actually know what they're talking about.
Speaker 2:Yeah, because there's the difference between, like you know, a financial planner, financial advisor, which you know we do touch on some behavioral aspects, but by no means are we a therapist, right, but you know, that's more the tactical stuff in regards to putting processes in place to help you along your financial journey.
Speaker 1:As compared to the financial therapist. You know if it's depression, anxiety, whatever it may be, that you have an association with when it comes to your finances. Because if you have, maybe some impulse control, you know barriers or you have a hard time focusing and staying. You know on task when it comes to, okay, making my budget making, setting up my savings, setting up my automations, you have a real reason for why this is difficult for you. That's something that needs to be acknowledged, like stop punishing yourself for that. Acknowledge it and then understand hey, I might need a little bit of help, I might need some support, I might need somebody to hold my hand, because I know that this is something I struggle with.
Speaker 1:My diagnosis of X is going to make this difficult and, honestly, at the end of the day, a lot of times it just comes down to time and prioritization, because we're all busy. I don't care if you're single, if you have a family, if you have a spouse, if you have a dog, a goldfish. We are all busy. Life is busy right now and I don't see that changing anytime soon. So sometimes we just need help to prioritize and put systems and processes in place that are going to get us on track and to help us achieve our goals.
Speaker 2:I also think it's very interesting that you had brought up the ADHD aspect as far as how you're able to manage these tasks, because that's one thing that I've actually started thinking about more recently as I dive more into behavioral finance as far as working with clients, is that I do need to understand these things about you as a client. So, like if you do have ADHD, you know, opening up and letting your financial advisor or financial planner know that can be very helpful in regards to how they specifically interact with you. So, for example, you know, if you're someone that has a hard time completing tasks, you know me just sending you a list of things to do is not going to be the most productive way to get those things done.
Speaker 2:So you know, that is definitely something that you know. I'm glad you brought up because I've been really thinking about in regards to how I interact with clients, and then just also thinking about the clients that I currently have and how each individual one is so different in certain aspects, and how I have to tailor how I, you know, interact with, communicate stuff of that nature, in order to get the best possible outcome for them.
Speaker 1:Yeah, and I know you're not a therapist, but I know often you feel like you're a therapist. But it's good that you're considering those things because they do make a difference. And if, like you said, if somebody has a hard time completing a task, well, maybe it's not them purposefully avoiding something and you're like, oh, so-and-so isn't getting something done. It's. You know, hey, maybe we need to schedule a 15, 20 minute sync and we can do it together so we can ensure it gets done. I mean, that's a process change.
Speaker 2:Yeah, since obviously a person who's working with me is paying me. So I have never encountered a situation where someone is just purposely avoiding me.
Speaker 1:Right.
Speaker 2:It's more or less finding out what is underneath the surface that is going on. That's preventing them from having the outcome that we wanna have.
Speaker 1:Yeah, All of these considerations, they matter, they're real, they're valid, and we just wanted to highlight some of these things in today's episode to let you know that you're not broken, you're not lazy, you're not bad with money, you haven't been taught, you haven't been given the skills yet, and you don't have to remain stuck here. There are so many stories of people who have been in loads and loads of debt and are now multimillionaires because they either got help, they figured it out, they, you know, listened to podcasts like ours, they started working with financial advisors. Whatever that might be, it's okay to ask for help. We are encouraging you to get the help wherever you need it in your life and to help you make those steps to help you reach your goals. I agree, yeah, so happy Mental Health Awareness Month.
Speaker 1:Hopefully you know after this episode or any episodes that you've listened to with us, that this is always a safe space. We are here to encourage you, we are rooting for you and we wish you well and we hope to see you next time. Don't forget. Benjamin Franklin said an investment in knowledge pays the best interest. You just got paid Until next time.
Speaker 1:Thanks for listening to today's episode. We are so glad to have you as part of our Sugar Daddy community. If you learned something today, please remember to subscribe, rate, review and share this episode with your friends, family and extended network. Don't forget to connect with us on social media at the Sugar Daddy Podcast. You can also email us your questions you want us to answer for our past the Sugar segments at thesugardaddypodcast at gmailcom, or leave us a voicemail through our Instagram.
